Our Loan Programs

Debt Service Coverage Ratio loans for rental properties. No personal income verification — property cash flow qualifies the borrower.

Short-term financing for residential and commercial renovation projects. Fast closings with flexible terms based on after-repair value.

Short-term financing to bridge the gap between purchases. Ideal for investors acquiring new properties before selling existing assets.

Qualify using 12- or 24-month bank statements instead of tax returns. Perfect for self-employed borrowers with write-offs.

Self-employed borrowers can qualify using a P&L statement prepared by a CPA or accountant. No tax returns required.

For borrowers with 1099 income who may not show sufficient income on tax returns. Use bank statements to document cash flow.

High-balance Non-QM loans up to $5M+ with flexible underwriting. For borrowers who need jumbo financing without traditional agency restrictions.

For non-U.S. citizens investing in U.S. real estate. No U.S. credit history required — qualify using international assets and income.

For borrowers with an Individual Taxpayer Identification Number (ITIN) who do not have a Social Security Number. Non-QM solutions for foreign nationals.