Program Matrix

Compare all Orange Key Wholesale loan programs side-by-side. Find the right solution for your clients quickly.

Quick reference guide

Loan Program Comparison

Program	Category	Max LTV	Min Credit	Term	Rate Type	Income Docs
DSCR Rental Loans	Investor	80%	660	30 Yrs	Fixed / ARM	DSCR Calculator
Fix & Flip Loans	Investor	75% ARV	640	12 Mo	Fixed	ARV Appraisal
Bridge Loans	Investor	80%	660	18 Mo	Fixed / ARM	Asset Based
Bank Statement Loans	Self-Employed	90%	620	30 Yrs	Fixed / ARM	12/24 Mo Statements
Profit & Loss Only	Self-Employed	85%	640	30 Yrs	Fixed / ARM	CPA P&L
1099 Income Program	Self-Employed	85%	640	30 Yrs	Fixed / ARM	1099 + Bank Statements
Jumbo Non-QM Loans	Jumbo	80%	660	30 Yrs	Fixed / ARM	Full Docs or Alt
Foreign National Loans	Specialty	70%	N/A	30 Yrs	Fixed / ARM	Intl Assets
ITIN Loans	Specialty	80%	660	30 Yrs	Fixed / ARM	ITIN + Alt Docs

Available Programs Contact AE for details 📋 All programs subject to credit approval 📊 Rates subject to change

*This matrix is for reference only. Contact your Account Executive for current program guidelines, rates, and availability.

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